Terms & Conditions

Welcome to the official website of NovaMKT (also referred to herein as "we," "our," or "us") accessible at NovaMKT (hereinafter the "Website").

Please review these Terms and Conditions, our Privacy Policy, legal notices, and disclaimers carefully. If you disagree with any part of them, please refrain from using the Website or any related services.

1. Introduction

NovaMKT offers digital marketing solutions accessible via various platforms, with a focus on information related to financial service providers. These Terms and Conditions apply to your usage of our Website and the associated services, which may include email communications, promotional content, applications, and other online offerings (collectively, the "Services") operated by Digital Spearhead.

The aim of these Terms and Conditions is to inform visitors and users of the Website about their rights and responsibilities when engaging with the Services.

Your use of this Website and any related Services is governed by these Terms and Conditions, the Privacy Policy, and any additional notices or guidelines published or approved by us (together referred to as the "Terms").

By accessing the Website and/or using our Services, you confirm that you have read, understood, and agree to abide by the Terms.

2. Service Usage

The Services are designed for individuals aged 18 and above. If you are under 18, do not use the Website or provide any personal information to us.

By subscribing to our Services and sharing personal data, you grant us, our partners, and service collaborators the irrevocable right to utilize such data for service delivery purposes.

You commit to using this Website in a lawful manner that does not impede or disrupt the rights or usage of others.

3. Modifications

We retain the right to change the Terms at any time. It is your duty to regularly check this section for updates. Any modifications take effect once posted. In the event of significant revisions, we will display the new Terms and their effective date on this page and may notify you via email or Website alerts.

NovaMKT may also revise any other Website content, including materials, conditions, and descriptions, without prior notice.

4. Intellectual Property and Usage Restrictions

All intellectual property rights, including copyrights, trademarks (whether registered or not), database rights, and other proprietary rights related to the Website and its content (referred to as the "Content") are owned by or licensed to NovaMKT. Unless explicitly stated otherwise, you may only download, print, or view materials for personal reference regarding our Services, provided all proprietary notices remain intact.

The Content may not be used in any way that misrepresents or misleads others about NovaMKT.

You must not reverse engineer, decompile, disassemble, rent, lease, sublicense, or create derivative works from the Website or its Content. You are also prohibited from using any monitoring or scanning tools to extract information about the Website's structure or users.

You are not permitted to systematically reproduce, alter, archive, or integrate Website content into other works or databases without our prior written approval.

We do not undertake to pre-screen all content posted to the Website and cannot guarantee its prompt removal. We assume no responsibility for any user-submitted or third-party material and disclaim liability for any associated consequences.

5. Website Access

We may, at our discretion, restrict or terminate your access to any part of the Website without prior notice if we detect misuse, unauthorized access, security threats, or a breach of these Terms.

6. Personal Data

All personal information collected through this Website, including affiliated apps, platforms, and tools, will be handled in compliance with relevant data protection regulations. Data is retained only as long as needed for its stated purpose, as outlined in our Privacy Policy.

Our Privacy Policy provides further details on how personal data is gathered, utilized, and shared. Please review it carefully. If you disagree, do not proceed with the Services or use the Website.

7. Limitation of Liability

The Website and its content are provided for general information. While efforts are made to ensure accuracy, some errors or omissions may occur. To the extent allowed by law, we disclaim all express or implied warranties regarding the accuracy, completeness, or suitability of the content.

We shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Website or reliance on its content, including losses of profit, data, business, or reputation. Accessing the Website from outside our jurisdiction is at your own risk, and compliance with local laws is your responsibility.

We are not responsible for any technical harm to your systems caused by the use of the Website or Service, including availability issues or content disruptions.

YOU EXPRESSLY AGREE TO RELEASE US, OUR AFFILIATES, PARTNERS, REPRESENTATIVES, AND LICENSORS FROM ANY CLAIMS ARISING FROM YOUR USE OF THE WEBSITE OR RELIANCE ON ITS INFORMATION.

8. Indemnity

You agree to defend, indemnify, and hold harmless NovaMKT and its affiliates, staff, suppliers, and partners against all claims, damages, and costs (including legal fees) resulting from your breach of these Terms.

You also agree to indemnify us for any legal claims resulting from materials you provide that infringe on legal rights or third-party interests, including copyright or privacy violations.

9. Termination

We reserve the right to immediately revoke your access to the Website if, in our sole opinion, you violate these Terms or act inappropriately.

Upon termination, you must cease using the Website. However, all relevant provisions of these Terms—including limitations of liability and indemnification—shall remain enforceable.

10. Warranty Exclusion

THE WEBSITE AND RELATED SERVICES ARE OFFERED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, EXCEPT THOSE REQUIRED BY LAW. WE DISCLAIM RESPONSIBILITY FOR THE ACCURACY OF ANY INFORMATION, ADVICE, OR OPINIONS PROVIDED ON THE WEBSITE OR THROUGH OUR MARKETING MATERIALS. PROFESSIONAL GUIDANCE SHOULD ALWAYS BE SOUGHT WHERE APPROPRIATE.

11. Miscellaneous

If any clause within these Terms is deemed unlawful, void, or unenforceable, it shall be considered severable, and the remaining provisions will remain in full effect.

Unless additional terms apply to specific parts of the Website, these Terms constitute the full agreement between you and Digital Spearhead regarding your use of the Website and Services.

12. Governing Law

These Terms and any related matters shall be governed by the laws of Seychelles.

If you do not accept these Terms, please do not use the Website or its Services.

Contact Information

For questions, feedback, or technical issues, please contact us at support@novamkt.co